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A responsible bank,
committed to you
With a presence in 78 countries and nearly 190,000 employees, including more than 145,000 in Europe,
BNP Paribas is a leading bank in the euro zone and a first-class player on a global scale.
BNP Paribas proved robust across all its business activities in 2012 in spite of the difficult economic environment and new international regulations.
€39.1 billion in revenues
€12.5 billion in gross operating income
€6.6 billion in net income, Group share
8.9% in return on equity
2012 Annual Report figures
Long-term credit ratings
Standard & Poor’s
negative outlook rating
revised on 25 October 2012
stable outlook rating
revised on 21 June 2012
stable outlook rating
confirmed on 10 October 2012
« The challenges in 2012 were many–commercial, managerial, regulatory, but also challenges related to our image and profitability.
We took them all on. »
« We have made a lot of progress, proving not only that we are able to support our customers but also that we are a responsible bank. »
« We must take a balanced approach, taking account of the various possible ways of financing the economy. »
« We have to lay the groundwork for tomorrow’s retail bank. »
« Developing in Asia-Pacific is a key driver for the Group’s future profitability and BNP Paribas is already one of the best positioned international banks in
« Pride in belonging to a Group that looks to the future is a feeling I come across everywhere. »
A responsible bank, at the service of its clients
"Parlons Vrai” (Straight Talking) workshops,
the Bank that tells it like it is
Since 2010, BNP Paribas has organised “Straight Talking” theme-based workshops in its branches to answer questions about everyday issues, such as online shopping and savings products. The seven topics proposed, which have no commercial purpose, are drawn up in partnership with the independent association “la Finance pour tous”.
A unique approach
"A pioneer in this area since 2008, BNP Paribas Wealth Management offers solutions tailored to clients wishing to engage in individual philanthropy, through a team of specialists:"
« One Bank for Corporates »
More than 4,700 new clients in 2 years
The strapline “One Bank for Corporates in Europe and beyond” reflects BNP Paribas’ desire and capacity to support companies and their subsidiaries, wherever they may be in the world, in their efforts to develop their businesses in the European market and worldwide.
An innovative spirit firmly rooted in the business lines
An innovative investment fund
THEAM, a BNP Paribas Investment Partners investment company specialising in index-based, active systematic, guaranteed and alternative investment management, has launched a new fund called THEAM Quant Equity Eurobloc Covered Edhec.
Developing creative ideas with the customers of tomorrow’s bank
TEB won an award for its Open Innovation competition, aimed at gathering creative ideas from Turkish customers, students and young graduates in order to develop the bank’s innovative projects.
An innovative global
GECD strives to anticipate client needs and drives its innovation to best serve them. GECD’s client-driven innovation has produced, for example, Smart Derivatives, an innovative global one-stop-shop platform dedicated to derivatives.
A network in direct contact with social and environmental reality
Financing solar farms in California
BNP Paribas CIB advised Sumitomo in a government subsidised equity participation in the Desert Sunlight project, one of the largest solar farms being built in California.
In Italy, Findomestic continues to promote its training modules available online through PerCorsi, its financial education programme. In 2012, Findomestic organised its first financial literacy day, which attracted more than 300 customers who followed the training sessions in Findomestic branches.
BNP Paribas Cardif:
Improving access to insurance
BNP Paribas Cardif pursued its wide-ranging programme to improve access to insurance for vulnerable populations, an action it first started in 2008. After asthma sufferers and paraplegics, BNP Paribas Cardif has now made it easier for tetraplegics and people with heart diseases to obtain loan insurance.
Our Business Lines
BNP Paribas' Human Resources policy seeks to retain and motivate its staff over the long term, and to help the organisation adjust to its new economic environment.Find out more
84% of our employees are proud to work for BNP Paribas, according to the 2012 Global People Survey.
by geographical area
|France : 31 %||North America: 8 %|
|Italy: 10 %||Asia-Oceania: 7 %|
|Belgium: 10 %||Africa: 5 %|
|Luxembourg: 2 %||South America: 2 %|
|Europe (excluding domestic markets) : 24 %||Middle East : 1 %|
by business line
| 71 %
| 11 %
Corporate & Investment Banking
| 14 %
| 4 %
Group functions & Other activities
Corporate philanthropy brings together institutions and individuals around shared values and projects. It contributes to a harmonious development of the cultural, economic and social environment in which the Group operates.
- 2,167 projects funded
- 5 fields of action
- €38.8 million commitment
1,352 Social Inclusion Projects Employee commitment, Combating exclusion, Promoting inclusion €14.7 Million
444 education Projects Equal opportunity, Budget education €10.5 Million
187 Culture Projects Heritage protection, Supporting performing arts, etc €9 Million
23 Environment Projects Research into climate change, Public awareness €1.2 Million
161 Health Projects Innovative medical research €3.4 Million
Strong roots in the economic history of Europe